Our team compare thousands of home loans from over 50 of Australia’s leading lenders to ensure that union members get a fair deal on their next loan.
Keep scrolling to learn more.
Home Loans for union members, their family and friends
Unions have done some pretty incredible things. Because of Unions, we have an eight-hour day, a minimum wage, equal pay claims for working women, annual leave, long service leave, parental leave, weekends, public holidays, superannuation, Medicare, public holidays and workplace health and safety laws – all of which are just part of a much longer list.
Unions are part of a long tradition of ordinary people coming together to campaign for progressive reform in Australia – a tradition you may not have read about in the history books.
It is with this spirit of solidarity that the Australian union movement has partnered with Finsure to create ‘Union Home Loans’ to deliver members, their family and friends support beyond the workplace through a panel of trusted Aussie lenders with some of the best home loan offers in the country.
The service is free for those who use it and when a loan is settled, the union movement receives a small percentage of the Commission that the lender pays to Finsure – a commission which would have been paid anyway. This amount is then used by the union movement to continue the fight for a better future for hard working Australians.
If you want to get a better deal on your home loan, you can trust Union Home Loans.
Find the solution that fits you
Our loans are built to suit borrowers with vastly different circumstances. Get in touch with one of our home loan specialists today to find the solution that fits you.
Purchasing a new property.
Whether you are needing a bigger place for your growing family, wanting to downsize to a more manageable home, or simply wanting a sea-change, we can help you get the finance you need.
Our team of mortgage specialists help take the stress out of the home loan process, using our extensive knowledge and lending contacts to find the deal that is right for your situation. We’ll then guide you through the paperwork and answer any questions you may have along the way before finalising your application and getting you the funds you need for your goal.
Investing in property.
Property investment has always been a popular choice for Australians wanting to expand their portfolio. Not only does it provide an opportunity for rental returns, but can increase equity over the long term. However, as with all investment choices, it pays to work with those in the know.
That’s where we come in. As loan specialists, our team have access to thousands of different loans from Australia’s top lenders. We also have the experience and knowledge to ensure that whatever your situation, we’ll find the loan that is right for you and your interests. Get in touch today if you’re keen to invest in property.
Refinancing your existing loan.
With rates on the move, it’s time to ask yourself an important question – could you be getting a better deal on your loan?
Our team of home loan specialists can help you find out. In one of our free, no-obligation home loan health check sessions, we will sit down with you to understand your situation, and quickly determine if you can get a new loan that better suits your interests.
To book a free home loan health check, click the button below and a member of the team will be in touch.
Buying your first home.
In recent years, buying a first home has proven to be a challenge for young property hunters. It’s no secret that raising a deposit has been particularly difficult for many young Australian’s however that’s only half the story. Another challenge for young borrowers is navigating the complex lending market, and understanding which loan is right for their needs.
At Union Home Loans, our team are here to help. We can quickly work out which loan is right for anyone looking to get into the property market, and help find a solution that gets the most out of any deposit that has been saved up.
If you’re someone looking to break into the property market, speak to us today.
Get a better deal on your next loan
Complete the form to have one of our loan specialists discuss your options.
Terms & Conditions
Better Choice Gold Special Basic Variable O/O P&I Home Loans starts at 1.96% p.a. maximum 70% LVR (No Offset available). Gold Special Variable Discount Investment P&I Home Loan starts from 2.29% p.a. at maximum 70% LVR (Offset available) for Investment Purchase or Refinance, Debt Consolidation and Equity Release. These rates are for new business only. Non genuine savings accepted (confirmation of funds to complete to be held prior to formal approval). Documentation for Self-employed borrowers: Now accepting most recent 1 year business/company tax return and financials + 2 most recent BAS. (24 month ABN registration required) Each director, sole-trader and partner on the loan must also provide their most recent personal tax return with the most recent Notice of Assessment.
Better Choice Gold 2 & 3 Year Fixed Rate maximum 80% LVR for Owner Occupied and Investment purposes. If split Fixed rate loan, Variable portion must be minimum 50% of total loan amount per security.
$0 App & $0 Legal Fee (excluding other legal disbursements & charges). Up to one standard Val Fee ($275.00 incl. GST) refunded upon settlement – Effective to 31/01/22(Must settle by 31/03/2022)
$2,000 INVESTMENT CASH BACK
Offer period commences for applications submitted from Monday 12th July 2021 and closes on 31st January 2022 (Loans must settle by 31st March 2022). Applications for a Better Choice Home Loan are subject to our credit approval policies and this offer cannot be used in the serviceability of the loan. Fees and charges may apply. The $2,000 cash back offer is available if an applicant takes out a GOLD Special Variable Investment Home Loan with a minimum loan size of $250,000 or more (excluding nonresidents, Expats, businesses, companies or trusts). Principal & Interest and/or Interest Only repayments. Excluding GOLD Fixed Rates, Expat, SMSF, Alt Doc, Commercial and Medico loans. The offer is only available for investment purchases (excluding land or construction) of a residential property and investment refinances from another financial institution to Better Choice Home Loans. Applicants must be a new customer to Better Choice Home Loans. An applicant will be eligible for a maximum of one cashback payment only during the offer period, regardless of the number of loan applications they are party to. Where there is more than one borrower on an application, the cash back is payable to the primary applicant and all applicants are deemed to have received the cash back. The primary applicant must have a Goldfields Everyday transaction account open at the time of drawdown in order to receive payment of the cash back and this will be paid within 90 days of settlement. Any other product promotional offers from Better Choice Home Loans are independent from this Better Choice Investment Cash Back Offer and customers can benefit from multiple offers (subject to meeting eligibility criteria and terms & conditions of other offers). Better Choice Home Loans reserves the right to change or withdraw this offer at any time.